Terms of Service

Welcome to Finnotes (“we”, “our”, “us”), accessible from https://finnotes.in. By accessing or using our website, you agree to these Terms of Service. If you do not agree, please stop using the site.

1. Use of the Website

By using Finnotes, you agree to:

  • Use our platform legally and responsibly
  • Not engage in fraudulent or harmful activities
  • Not attempt to bypass, hack, or damage our systems
  • Not misuse or redistribute our digital products

You must be at least 13 years old to use our website.

2. Digital Products & Delivery

Finnotes sells digital downloadable notes (PDF files). By purchasing, you acknowledge that:

  • No physical item will be shipped
  • All products are delivered digitally
  • You are responsible for having a device that supports PDF files
  • Digital downloads are available immediately after payment

3. Account Responsibilities

If you create an account, you must ensure:

  • Information provided is accurate
  • You keep your login credentials secure
  • You do not share your account with others
  • You notify us of unauthorized access

We may suspend accounts that violate these terms.

4. Intellectual Property

All digital products sold on Finnotes are the intellectual property of their respective creators or Finnotes.

You are not allowed to:

  • Resell
  • Redistribute
  • Share
  • Modify
  • Upload
  • Reproduce

any digital product purchased from Finnotes.

Unauthorized distribution may result in legal action.

5. Pricing & Payments

All prices are displayed in INR unless stated otherwise. Payments are processed securely by third-party payment gateways. We do not store card or bank details. Prices may change without prior notice.

6. Refund Policy (Reference Only)

Finnotes has a separate Refund Policy page, which explains:

  • Eligibility
  • Exceptions
  • Conditions
  • Non-refundable digital items

By purchasing from Finnotes, you agree to the Refund Policy available on our website.

7. Partner Program (Separate Policy Applies)

Finnotes offers a Partner With Us Program where creators can upload their notes and earn royalties.

Please note:

  • The Partner Program has its own Terms & Conditions, including KYC rules, copyright responsibilities, and payout rules.
  • The contributor is fully responsible for ensuring their content does not violate copyright laws.
  • Finnotes is not liable for any copyright issues arising from partner-submitted content.

You can review the full details here: Partner With Us Page

8. Prohibited Activities

Users agree not to:

  • Use the site for unlawful purposes
  • Attempt to reverse engineer our website
  • Share or leak purchased PDFs
  • Upload harmful code or malware
  • Misuse discount codes or payment methods

Violation may lead to account termination without refund.

9. Limitation of Liability

To the fullest extent permitted by law, Finnotes is not liable for:

  • Device or software issues that prevent file downloads
  • Internet or connectivity problems
  • Loss of data
  • Errors caused by third-party payment gateways
  • Copyright violations by partners
  • Third-party advertisements, plugins, or links

Your use of the website is at your own risk.

10. Updates to Terms

Finnotes may update or modify these Terms at any time. Changes will be posted on this page, and continued use constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the applicable laws of India. Any disputes will be addressed under Tamilnadu legal jurisdiction.